By Xavier Freixas; Jean Charles Rochet
Los autores realizan un análisis exhaustivo y actualizado de las teorías microeconómicas de los angeles intermediación financiera. Este estudio consigue ser a los angeles vez riguroso y ameno. Hace tiempo que hacía falta un libro como éste, que debería ser de lectura obligatoria,
Teoría y Política Monetaria - UNCP
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Extra info for Economia Bancaria
That is not to say that the inventor of the next Pet Rock or erection pill should not be handsomely rewarded: if such inventions satisfy unmet consumer needs, they do represent value-creating innovations and therefore deserve market success. But plenty of other unmet human needs also require urgent attention, ranging from fresh water and affordable food to protection from climate change and pandemics. Unfortunately, the free market does not currently provide adequate returns for innovators who work on such difficult problems.
The most influential of the small handful of innovation experts who really matter is Clayton Christensen, a soft-spoken Harvard professor with some hard-hitting ideas. In his best-selling book The Innovator’s Dilemma, he argued that there are two different kinds of technological invention that drive businesses. The most common are “sustaining technologies,” which lead to incremental improvements to products and services that sustain the business models of incumbents and preserve the status quo.
One could argue that the question itself is irrelevant; it’s always a bit of both. Perhaps, but occasionally humanity also reaches inflection points in history when the decisions people make, as individuals and together as societies, propel the species decisively in one direction or another. This is one of those inflection points. There have been occasional periods of history when peace and progress brought tremendous prosperity (think Pax Romana and the Victorian age of invention) or when death and destruction doomed unfortunates to lives of grinding misery (as during the Dark Ages and the Great War).